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Starting Early Pays BIG $$$
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Investing Home Page - Getting Serious
Back to Getting Started
Sixty six years ago four babies where born in the same town on the same day. They all had different circumstances in life but at one point they were all able to invest some money.
Investor "A" went to college got a good job and from the age 26 on invested $2,000 every year until age sixty-five.
Investor "B" got a job after graduating high school and invested $2,000 a year from age nineteen to twenty-five but was never able to invest any more.
Investor "C" worked during high school and was able to invest $2,000 a year from the age of fourteen to eighteen but unable to invest any more.
Investor "D" was industrious as a youth and invested $500 at age eight, $750 at nine, $1,000 at ten, $1,250 at eleven, $1,500 at twelve and $1,750 at thirteen and the never invested again.
All investments earned 10% tax-free and all profits were reinvested.
They all just turned sixty-six, so who is the millionaire?
a) Investor "A" b) Investor "B" c) Investor "C" d) Investor "D" e) all of them f) none of them
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| Investor "A"
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| Investor "B"
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| Investor "C"
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| Investor "D"
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| Age
| Invest
| Year-End Total
|
| Invest
| Year-End Total
|
| Invest
| Year-End Total
|
| Invest
| Year-End Total
|
| 8
| -0-
| -0-
|
| -0-
| -0-
|
| -0-
| -0-
|
| 500
| 550
|
| 9
| -0-
| -0-
|
| -0-
| -0-
|
| -0-
| -0-
|
| 750
| 1,430
|
| 10
| -0-
| -0-
|
| -0-
| -0-
|
| -0-
| -0-
|
| 1,000
| 2,673
|
| 11
| -0-
| -0-
|
| -0-
| -0-
|
| -0-
| -0-
|
| 1,250
| 4,315
|
| 12
| -0-
| -0-
|
| -0-
| -0-
|
| -0-
| -0-
|
| 1,500
| 6,397
|
| 13
| -0-
| -0-
|
| -0-
| -0-
|
| -0-
| -0-
|
| 1,750
| 8,962
|
| 14
| -0-
| -0-
|
| -0-
| -0-
|
| 2,000
| 2,200
|
| -0-
| 9,858
|
| 15
| -0-
| -0-
|
| -0-
| -0-
|
| 2,000
| 4,620
|
| -0-
| 10,843
|
| 16
| -0-
| -0-
|
| -0-
| -0-
|
| 2,000
| 7,282
|
| -0-
| 11,928
|
| 17
| -0-
| -0-
|
| -0-
| -0-
|
| 2,000
| 10,210
|
| -0-
| 13,121
|
| 18
| -0-
| -0-
|
| -0-
| -0-
|
| 2,000
| 13,431
|
| -0-
| 14,433
|
| 19
| -0-
| -0-
|
| 2,000
| 2,200
|
| -0-
| 14,774
|
| -0-
| 15,876
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| 20
| -0-
| -0-
|
| 2,000
| 4,620
|
| -0-
| 16,252
|
| -0-
| 17,463
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| 21
| -0-
| -0-
|
| 2,000
| 7,282
|
| -0-
| 17,877
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| -0-
| 19,210
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| 22
| -0-
| -0-
|
| 2,000
| 10,210
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| -0-
| 19,665
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| -0-
| 21,131
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| 23
| -0-
| -0-
|
| 2,000
| 13,431
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| -0-
| 21,631
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| -0-
| 23,244
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| 24
| -0-
| -0-
|
| 2,000
| 16,974
|
| -0-
| 23,794
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| -0-
| 25,568
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| 25
| -0-
| -0-
|
| 2,000
| 20,872
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| -0-
| 26,174
|
| -0-
| 28,125
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| 26
| 2,000
| 2,200
|
| -0-
| 22,959
|
| -0-
| 28,791
|
| -0-
| 30,938
|
| 27
| 2,000
| 4,620
|
| -0-
| 25,255
|
| -0-
| 31,670
|
| -0-
| 34,031
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| 28
| 2,000
| 7,282
|
| -0-
| 27,780
|
| -0-
| 34,837
|
| -0-
| 37,434
|
| 29
| 2,000
| 10,210
|
| -0-
| 30,558
|
| -0-
| 38,321
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| -0-
| 41,178
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| 30
| 2,000
| 13,431
|
| -0-
| 33,614
|
| -0-
| 42,153
|
| -0-
| 45,296
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| 31
| 2,000
| 16,974
|
| -0-
| 36,976
|
| -0-
| 46,368
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| -0-
| 49,825
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| 32
| 2,000
| 20,872
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| -0-
| 40,673
|
| -0-
| 51,005
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| -0-
| 54,808
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| 33
| 2,000
| 25,159
|
| -0-
| 44,741
|
| -0-
| 56,106
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| -0-
| 60,289
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| 34
| 2,000
| 29,875
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| -0-
| 49,215
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| -0-
| 61,716
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| -0-
| 66,317
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| 35
| 2,000
| 35,062
|
| -0-
| 54,136
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| -0-
| 67,888
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| -0-
| 72,949
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| 36
| 2,000
| 40,769
|
| -0-
| 59,550
|
| -0-
| 74,676
|
| -0-
| 80,244
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| 37
| 2,000
| 47,045
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| -0-
| 65,505
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| -0-
| 82,144
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| -0-
| 88,269
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| 38
| 2,000
| 53,950
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| -0-
| 72,055
|
| -0-
| 90,359
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| -0-
| 97,095
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| 39
| 2,000
| 61,545
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| -0-
| 79,261
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| -0-
| 99,394
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| -0-
| 106,805
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| 40
| 2,000
| 69,899
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| -0-
| 87,187
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| -0-
| 109,334
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| -0-
| 117,485
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| 41
| 2,000
| 79,089
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| -0-
| 95,905
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| -0-
| 120,267
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| -0-
| 129,234
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| 42
| 2,000
| 89,198
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| -0-
| 105,496
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| -0-
| 132,294
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| -0-
| 142,157
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| 43
| 2,000
| 100,318
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| -0-
| 116,045
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| -0-
| 145,523
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| -0-
| 156,373
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| 44
| 2,000
| 112,550
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| -0-
| 127,650
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| -0-
| 160,076
|
| -0-
| 172,010
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| 45
| 2,000
| 126,005
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| -0-
| 140,415
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| -0-
| 176,083
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| -0-
| 189,211
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| 46
| 2,000
| 140,805
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| -0-
| 154,456
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| -0-
| 193,692
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| -0-
| 208,133
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| 47
| 2,000
| 157,086
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| -0-
| 169,902
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| -0-
| 213,061
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| -0-
| 228,946
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| 48
| 2,000
| 174,995
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| -0-
| 186,892
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| -0-
| 234,367
|
| -0-
| 251,840
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| 49
| 2,000
| 194,694
|
| -0-
| 205,581
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| -0-
| 257,803
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| -0-
| 277,024
|
| 50
| 2,000
| 216,364
|
| -0-
| 226,140
|
| -0-
| 283,358
|
| -0-
| 304,727
|
| 51
| 2,000
| 240,200
|
| -0-
| 248,754
|
| -0-
| 311,942
|
| -0-
| 335,209
|
| 52
| 2,000
| 266,420
|
| -0-
| 273,629
|
| -0-
| 343,136
|
| -0-
| 368,719
|
| 53
| 2,000
| 295,262
|
| -0-
| 300,992
|
| -0-
| 377,450
|
| -0-
| 405,591
|
| 54
| 2,000
| 326,988
|
| -0-
| 331,091
|
| -0-
| 415,195
|
| -0-
| 446,150
|
| 55
| 2,000
| 361,887
|
| -0-
| 364,200
|
| -0-
| 456,715
|
| -0-
| 490,766
|
| 56
| 2,000
| 400,620
|
| -0-
| 400,620
|
| -0-
| 502,386
|
| -0-
| 539,842
|
| 57
| 2,000
| 442,503
|
| -0-
| 440,682
|
| -0-
| 552,625
|
| -0-
| 593,826
|
| 58
| 2,000
| 488,953
|
| -0-
| 484,750
|
| -0-
| 607,887
|
| -0-
| 653,209
|
| 59
| 2,000
| 540,049
|
| -0-
| 533,225
|
| -0-
| 668,676
|
| -0-
| 718,530
|
| 60
| 2,000
| 596,254
|
| -0-
| 586,548
|
| -0-
| 735,543
|
| -0-
| 790,383
|
| 61
| 2,000
| 658,079
|
| -0-
| 645,203
|
| -0-
| 809,098
|
| -0-
| 869,421
|
| 62
| 2,000
| 726,087
|
| -0-
| 709,723
|
| -0-
| 890,007
|
| -0-
| 956,363
|
| 63
| 2,000
| 800,896
|
| -0-
| 780,695
|
| -0-
| 979,008
|
| -0-
| 1,052,000
|
| 64
| 2,000
| 883,185
|
| -0-
| 858,765
|
| -0-
| 1,076,909
|
| -0-
| 1,157,200
|
| 65
| 2,000
| 973,704
|
| -0-
| 944,641
|
| -0-
| 1,184,600
|
| -0-
| 1,272,930
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So who's the millionaire? Well they all did very well, didn't they?
Here's the real key. Investor "A" invested the most, $80,000 and had an 11-fold return on investment.
Investor "D" invested the least, $6,750, but had a 188-fold return on investment. Why? Because investor "D"
started thirteen years earlier than investor "A". So the real question is when do you want to get started?
How about now? Good Answer!
Back to Getting Started
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