If you desire financial freedom then this book is essential. In its pages, you will learn how to transform your debt from financial burden into financial opportunity - opportunity to build personal wealth and achieve true financial freedom! Using powerful, practical and proven methods, you will be able to: * Pay off your consumer debt - credit cards, car loans, home equity loans and even student loans - in just 1-4 years. * Then pay off your 30-year mortgage in another 3-5 years. * Save over $100,000 in scheduled interest payments while reducing your effective interest rate to less than 5%. * Live 100% on a cash basis, even when financial surprises occur, and never need credit again. * Turn every $1 of debt into $10.59 of future wealth.

In this book you will discover proven negotiation strategies, and build your confidence, while learning how to: (1) get annual fees waived; (2) lower your current interest rates; (3) shop for the best credit card deals; (4) get late-payment, overlimit, and cash-advance fees waived; (5) compare loan options and calculate savings; (6) dispute charges and get all your refunds; (7) negotiate account settlements; and much more! Books: Paperback

Even if your credit cards are maxed out and you have a huge mortgage to pay off, you can still get rid of all your debt in about five to seven years — and begin rapid wealth-building — without sacrificing the things that matter most to you! This is as close to a financial chain–reaction as you’ll ever find. You’ll be amazed how quickly your debts melt away and how rapidly your net worth climbs!

• How to operate 100% on cash — even in emergencies — so you’ll NEVER need credit again.
• How to retire early, with your investments providing all the income you need.
• How to redefine the “American Dream” to fit your personal vision of success and happiness.
• How to achieve a sense of inner peace and happiness about money that you’ve only dreamed about.
• How and why you’ve been misled and taken advantage of all your life by a system designed to keep you in a prison of debt.
• How to stop car dealers from picking your pockets.
• Why it can actually be a BAD idea to save a little money each month.
• Why you won’t worry about your credit rating.
• Why mortgage interest deductibility is the “tax shelter” lie.
• How to calculate exactly when you’ll be completely out of debt and when you’ll be able to retire.
• Specific ways to cut daily shopping expenses without sacrificing the things you want most.
• A simple, low-risk/high-return strategy for “stress-free” wealth building.

Experience True Financial Freedom In addition to getting and staying out of debt, Transforming Debt into Wealth will show you how to attain REAL financial freedom. You’ll also learn simple, no-hassle strategies for investing your money for long-term growth. And, without debt dragging you down, you’ll be amazed at how quickly you can amass a fortune! Believe it or not, after their debts have been paid off, most people can retire in about five to seven years — and they can achieve this using the money they are already bringing home! After completing this program, the only bills you will have will be for utilities and taxes. Other than necessities such as food, clothing and medical care, the rest of the money you bring in each month will be yours to spend as you wish. Imagine how fast you could become wealthy by investing a percentage of that money every month. Best of all, you won’t be vulnerable to job insecurity, a roller-coaster economy or to the government’s growing inability to take care of you in your old age.

Ultimately, you have a choice: You can pay off your home and other debts the slow, old-fashioned way and maybe end up with a few thousand dollars saved. Or, by following the proven system in Transforming Debt into Wealth, you could pay everything off. Then you could take the same monthly income you earn now and put it into investments that could build your wealth to $1 million or more, all over the same time frame and with the same income! Which plan would you choose?

Order Transforming Debt into Wealth today and get on the path to REAL financial independence. This strategy will show you where the key to true wealth and prosperity really lies. Don’t miss it! Act now and receive it as our free gift to you!

What other people say... “We recently paid off all our credit cards and paid off the car last week, almost two years ahead of schedule! We will be totally debt-free in less than one year! Your course is priceless. Thank you from the bottom of our hearts.” Dan Aldrich, Cartersville, Georgia
“We have paid off all our bills, including the home mortgage that had 11 years left to pay on.” Teresa Kivatinos
“As of today, we are totally out of debt by following your advice. We have a substantial amount of money in investments. We figure in a few years that money will compound into a half-million dollars or more. All this thanks to your advice! John, because of you I can sleep soundly at night without any financial worries! You are a true financial genius.” Eddie Pons Transforming Debt into Wealth

Books on Getting Rid of Debt

In The Credit Diet: How to Shed Unwanted Debt and Achieve Fiscal Fitness, award-winning speaker and bestselling author John Fuhrman uses his personal life experience of overcoming debt to provide you with a practical and easy-to-follow road map that will help you to rise above your current financial situation and take the necessary action to remove debt from your life.